All calculatorsHousing comparison

Would renting or buying leave you better off?

Compare the long-term financial position of renting and buying using the same timeframe and clearly stated assumptions.

Also known as a rent-versus-buy calculator.

AustraliaAUD2026/27

Country and currency

Your result

Enter the housing essentials to compare renting and buying

How much rent would you pay each month?
How much would the home cost?
What mortgage interest rate would you pay?
How long would you repay the mortgage?
How many years do you want to compare?

Additional assumptionsHow much might rent rise each year?, What would taxes and buying costs total?, Annual maintenance, Annual property growth, Alternative investment return

How much might rent rise each year? Optional

A scenario assumption, not a forecast.What would taxes and buying costs total? Optional

Include purchase tax and legal, survey or arrangement costs you want modelled.Annual maintenance Optional

Annual property growth Optional

Alternative investment return Optional