Decision Paths

Start with the decision, then test the numbers.

Choose the question closest to yours. Ankzo opens the relevant public calculator, shows the assumptions behind the result and points to the next useful comparison.

Choose a financial decision path

Start with a question

What are you trying to work out?

A home, a debt, a savings goal. Start with what matters to you.

Your Ankzo path

Test the purchase against your cash and monthly budget

Review deposit cash, purchase costs, mortgage payments and a higher-rate stress scenario together.

Deposit and purchase cashMonthly household bufferInterest-rate stress testRent-versus-buy comparison
ankzo

What the calculator showsAn affordability estimate with the main pressure points identified.

Calculate home affordability
Personal decision tools

Compare competing uses of your money

Sign in to compare these choices using your saved financial information. Review the assumptions, costs and trade-offs before deciding what works for you.

Debt or invest?

Compare the certain interest avoided by repaying debt with investment scenarios over the same period.

Compare debt and investing

Buy it or invest the money?

Put a major purchase beside downside, base and upside investment scenarios, including ownership and resale costs.

Compare buying and investing

Sell, partially sell or hold?

Compare ways to raise money by a specific date: sell some investments, use available cash or combine the two.

Plan a cash deadline